Horison Bank was founded in 1873 and its headquarters are located in Michigan City, Indiana. Horison Bank owns assets totaling $4 billion and deposits totaling $3 billion, making it a large bank. Horison Bank does not have the access to customer service other banks offer. It is a conventional brick-and-mortar bank, which means in-person service, in addition to its online and mobile presence. On the whole, Horison Bank is a good bank that deserves your consideration at a rating of 4.1 stars out of 5 from the SmartAsset team. Horison Bank provides customers with a full choice of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. Horison Bank has a fair savings rate compared to the average savings account. The bank's standard checking product features a monthly fee of $5.00, which is not too bad compared to other U.S. banks. Why have checking and savings accounts with the same bank? Convenient transferring between the two accounts means you can still get higher interest rates in your savings account but still spend your funds from your checking.